Next to Zhengzhou University, Jinqiao Xitang, one of the representative projects of Zhengzhou's "Baojiao Building", is under construction, and thousands of owners are also looking forward to the arrival of the handover time.
A few days ago, the Beijing News reporter visited the site and learned that Jinqiao Xitang was listed as a key "Baojiao Building" project by Zhengzhou High-tech Zone, and with the attention and support of the Zhengzhou Municipal Party Committee and Municipal Government, the project has now fully resumed work and will be delivered in August next year.
Not only Jinqiao Xitang, from July last year to July this year, in this year's "Baojiao Building" work, Zhengzhou, the capital city of central province, is making every effort to win the battle of "Baojiaolou".
During the visit to Zhengzhou, the Beijing News reporter also learned that some of the "Baojiao Building" projects have been delivered completely or in batches in the first half of this year, such as Hanhai Sinian City, Mingmen Cuiyuan, Jianye Shengyuefu, Zhengshang Eco-City, Zhengzhou OCT City, Sunac City, Evergrande City, etc.; The once "super large and unfinished community" Qifu City, Sunac Royal Lake Palace, Sunac Zhongyuan Grand View and other projects are also stepping up construction to "ensure delivery".
Recovery of pre-sale funds, Jinqiao Xitang "quality assurance" battle
On July 7, a reporter from the Beijing News came to the construction site of Jinqiao Xitang, Zhengzhou High-tech Zone, and saw that the main body of the 6 residential buildings of the building had all been topped out, and the interior and exterior painting had been completed. At the entrance of the construction site, workers are paving the stone wall of the residential area, and the ground of the real demonstration area; Looking up from the construction building, the elevator is also running up and down, and some workers are working on the high-rise building.
According to the person in charge of Jinqiao Xitang project, at present, Jinqiao Xitang is carrying out landscape backfill soil, landscape structure foundation construction, exterior wall insulation coating construction, indoor public area hardcovering, flooring and other processes. In late July, the Xitang Real Scene Demonstration Area will be opened to the owners.
For the delivery time of Jinqiao Xitang, according to the news previously released by the "Zhengzhou Release" official micro, Jinqiao Xitang strives to complete the delivery on May 2024, 5. In the second half of 31, due to the epidemic lockdown, the project construction period was postponed by 2022 months, and the delivery date will be postponed to August 3 according to the normal schedule of the project.
As a key project of "Baojiao Building", Jinqiao Xitang has its own particularities. Jinqiao Xitang initially stopped work earlier, and in December 2021, due to a dispute between the original shareholders Fang Jinqiao and Yongwei, the news that "Yongwei is withdrawing" caused dissatisfaction among the owners, and then in the middle of last year, it was revealed that the pre-sale funds of the project were misappropriated.
It is reported that Jinqiao Xitang is a hot-selling project, and there is no shortage of money itself, and the reason for its lack of money is because the shareholders of the project transferred 10.115 billion yuan in sales. On July 7 last year, the "Yongwei Xitang" special class of Zhengzhou High-tech Zone announced that 2,10.115 million yuan of misappropriated funds by shareholders had been recovered, and the management committee of Zhengzhou High-tech Zone would appoint a state-owned company to supervise the use of project funds.
According to the person in charge of Jinqiao Xitang project, at present, the original shareholder dispute has been resolved, Yongwei has completely withdrawn, the project is now 100% controlled by Jinqiao Real Estate, and the project marketing, engineering and construction team are all original team to ensure that the project delivery standard and landscape plan remain unchanged.
After the funds are guaranteed, Jinqiao Xitang's task now is not only to "ensure delivery", but more importantly, to "ensure quality". The project as a high-tech zone improvement real estate, the price is close to 2,3000 yuan / square meter, than the surrounding new projects 4000,<> yuan - <>,<> yuan / square meter, when the original purchase, most of the owners are to the local veteran developer "Yongwei" signboard, when Yongwei withdraws, Jinqiao alone in the case of operation, how to ensure the quality is the current owner concerns.
Regarding this problem, the relevant person in charge of Jinqiao Real Estate told the Beijing News reporter: "As the first project under Jinqiao Real Estate, Jinqiao Xitang has always attached great importance to the construction progress and project quality of the project, and is committed to making it the company's first quality benchmark masterpiece. Therefore, no matter from the engineering quality, community quality, landscape architecture, or property services of the project, the project team is required to achieve the highest level of the same standard project. ”
As the first project of Jinqiao Real Estate, in order to make up for the lack of development experience, Jinqiao Real Estate "dug" Vanke, Sunac, Kangqiao, Yongwei and other brand real estate professional managers, and stabilized the original Yongwei team, on the basis of striving to present the original planning and design "originally", Jinqiao Real Estate added 2000 million yuan for quality upgrading, for example, replacing the real stone paint brand, replacing the double glass of the interior sliding door to hollow triple glass, etc. However, the owner's reputation is the "touchstone", and the final quality of Jinqiao Xitang needs to wait until the owner's inspection at the time of delivery.
In fact, the Jinqiao Xitang project in Zhengzhou High-tech Zone represents a type of "guaranteed delivery building" project, that is, the original project pre-sale funds were misappropriated, and then recovered to the supervision account can cover the project guaranteed delivery funds, most of this type of projects are hot-selling projects, the project itself is not short of money, after the recovery of funds, the project can enter a normal construction state, this kind of "guaranteed delivery building" project to the market warning is that all parties need to strengthen the supervision of pre-sale funds to ensure that the pre-sale funds are used for the delivery of this project.
It is worth mentioning that Henan Province has strengthened the supervision of pre-sale funds. On March 3 last year, multiple departments in Henan Province jointly issued the "Opinions on Further Standardizing the Supervision of Pre-sale Funds for Commercial Housing". It stipulates that if the house price collected by the supervision account belongs to the key supervision fund, it will be specially used to pay the project construction costs after approval; It shall not be used to pay the principal and interest of other borrowing (loan) funds, and shall not be used to pay the land price, etc.
Strive for special loans, and the famous Cuiyuan and Hanhai Miss City will be delivered
From the suspension of the project to the delivery in batches, the Mingmen Cuiyuan project is one of the representative projects of the "Baojiao Building" project in Jinshui District, Zhengzhou.
Located in the northern core of Zhengzhou's Jinshui District, Mingmen Cuiyuan is the largest urban village transformation complex project in Jinshuibei, which was a hit and sensation when it opened in 2018. Mingmen Cuiyuan was originally developed by Henan Shenghong Real Estate Co., Ltd. After the company fell into a capital chain crisis, it stopped work at the end of 2019.
In 2021, when a reporter from the Beijing News visited Mingmen Cuiyuan for the first time, he saw that the construction of the project site was stagnant and the construction site was abandoned. Two years later, on July 2, 2023, when the reporter visited Mingmen Cuiyuan again, he saw that the project presented a new scene. Plot 7 of the project has been delivered, and Plots 6, 4 and 1 are all under construction. One of the biggest changes is that in 5, the construction progress of the main structure of Plot 6 is about half, and the Yunding Courtyard of Plot 2021 has been topped out; The Xiqing Courtyard of Plot 1 has been structurally roofed and the exterior wall has been painted.
According to the full-cycle construction schedule issued by the owner of Mingmen Cuiyuan, plots 1 and 6 of Mingmen Cuiyuan are scheduled to be delivered on October 10 and November 30 this year respectively.
According to the reporter's understanding, as one of the key projects of "Baojiao Building" in Jinshui District of Zhengzhou, Mingmen Cuiyuan has applied for a special loan of the national "Baojiao Building" last year, and with the support of this fund, Mingmen Cuiyuan has resumed work and achieved batch delivery.
On March 3 this year, Mingmen Cuiyuan No. 29 Plot (i.e. Xiya Yuan Community) has taken the lead in achieving delivery, with a total of 4 housing units and a total construction area of 789,7 square meters, including 8 high-rise buildings and 3 bungalows, realizing "handover is delivery".
The Beijing News reporter came to the Mingmen Cuiyuan Xiya Garden Community, and many owners have begun to decorate. However, the reporter also found that although the Xiya Garden community was delivered, the greening and roads of the community did not meet the owner's expectations.
"The owners are very grateful for the policy of 'guaranteeing the handover of buildings', which has saved the famous green garden. However, from the perspective of delivery quality, the greening of the Xiya Garden community is insufficient, the loess is bare everywhere, half of the welcome trees are withered, and the plastic runway is peeled and cracked, seeing this, we also have a great sense of grievance in our hearts, hoping that the 'Baojiao Building' can also have quality assurance in addition to maintaining speed. An owner of a famous green garden said.
Hanhai Sinian City, also located in Zhengzhou's Jinshui District, has just ushered in delivery on July 7. It is reported that the block where Hanhai Sinian City is located was originally the old factory plot of Sinian, and in 6, 2019 houses were first promoted, the average rough price was 1180,18500 yuan - 18800,23 yuan / square meter, and the hot sale was 2022.26 billion yuan. However, the project notified the owner of the delay in handing over the house, and it was confirmed that "<>.<> billion yuan of pre-sale supervision funds were misappropriated" and owed China Construction Seventh Bureau project funds.
In September 2022, driven by the "Baojiao Building" policy, Hanhai Sinian City appeared in the first batch of "Baojiao Building" special loan projects in Zhengzhou, and obtained a quota of 9 million yuan with unbuilt commercial mortgages. In addition, Hanhai also mortgaged its Jujin Commercial to banks for another 2 million yuan.
After the financial problem was solved, on July 2023, 7, thousands of owners of Hanhai Sinian City finally ended their waiting and ushered in the moment of delivery. The reporter visited the delivery site of Hanhai Sinian City, its black building body is combined with a white streamlined terrace, some exterior walls use aluminum panels, and the color of space silver is more fashionable and recognizable. At the same time, part of the greenery of the community and the road floor are still being repaired and cleaned.
The northern part of Zhengzhou Jinshui District, known as "Jinshui North", is a popular plate for new projects in Zhengzhou in recent years, and it is also the concentration of "Baojiaolou" projects. In addition to the above-mentioned famous Cuiyuan and Hanhai Sinian City, the reporter also came to Sunac Zhongyuan Grand View Project. At the construction site, workers are doing façade process construction, and at the same time, there are lifting elevators and excavators running at the same time.
The reporter learned from Sunac that at present, Sunac's 9 "Baojiao Building" projects in Zhengzhou have all resumed work, including Yuhu Palace, Dahe Palace, Sunac City, Canal Source, Orchid Garden, Zhongyuan Daguan, Dongfang Palace, Zhongyuan Sunac Cultural Tourism City, and Sunac Yinji International Tourism City, all of which are under intensive construction. Among them, Dahe Palace, Orchid Garden, Zhongyuan Daguan, Sunac City, and Zhongyuan Sunac Cultural Tourism City have also received government relief fund support.
The first batch of 60 relief projects in Zhengzhou will be delivered by the end of October
As the capital city of central province and as a key city where the suspension of construction last year was concentrated, the progress of Zhengzhou's "Baojiao Building" has always attracted much attention.
In September last year, Zhengzhou issued the "Implementation Plan for the Special Action of "Working for 9 Days to Ensure the Full Resumption of Work in the City" to ensure the delivery of buildings", which became the focus of industry attention. According to the official micro-disclosure of "Zhengzhou Release", in the 30-day special operation, 30 of the 147 sold suspended and semi-suspended commercial residential projects identified in Zhengzhou have achieved a full and substantial resumption of work.
From July last year to July this year, the implementation of the "guaranteed handover building" policy has reached the first anniversary. Although the official level of Zhengzhou has not yet disclosed the specific progress data of the "Baojiaolou", this "Baojiaolou" battle has indeed achieved relatively significant results.
On January 1 this year, Zhengzhou Mayor He Xiong concluded in the government work report that in 4, Zhengzhou will strongly promote the construction of "guaranteed delivery buildings" and resettlement houses. In terms of "guaranteeing the delivery of buildings", Zhengzhou pioneered the "2022+4" model in the country, implemented more than 1 billion yuan of support funds, and substantially resumed more than 300% of the city's "guaranteed delivery buildings" projects; The two types of projects listed in the provincial problem real estate ledger, "difficult to obtain certificates" and "imperfect supporting facilities", were all resolved.
In March this year, Zhengzhou held the 3 Citywide Housing Security and Real Estate Management Work Conference. It mentioned that all 2023 guaranteed delivery projects using the first batch of special loans will be completed and delivered by the end of October; Of the 60 projects using the second batch of special loans, 10% will be completed and delivered by the end of the year. The real estate certification problem real estate projects assigned by the assigned real estate were dynamically cleared before the end of June, and the most of the suspended and unfinished projects were resolved before the end of December.
Taking Zhengzhou Jinshui District as an example, since last year to early July this year, Jinshui District has realized the completion and delivery of 7 projects and 10,10805 sets of commercial houses including Jinyi Jinshuiwan, raising a total of 37.70 billion yuan and driving investment of more than <> billion yuan.
During the period of "guaranteed handover of buildings", faced with the difficult situation of tight project funds and stagnant progress, Jinshui District gave full play to the advantages of two AA+ credit rating platform companies in its jurisdiction, and won a total of about 35.120 billion yuan in various policy loans and commercial loans. At the same time, it cracked down on the "lying flat" behavior of enterprises in accordance with the law, interviewed more than 3 enterprises in total, filed 10 cases, and forced enterprises to raise 5.<> billion yuan.
However, in the actual visit, the raising and operation of relief funds is still a difficult point in the current work of "guaranteeing the handover of buildings" in Zhengzhou. The relevant person in charge of a large brand developer in Zhengzhou told reporters: "Our project is indeed on the list of 'guaranteed delivery buildings', and the special loan funds have also come down, but they have not yet reached the project, because the remaining assets of the project have been frozen, and there is no collateral to be used as collateral." ”
It can also be seen from the "Baojiao Building" project that has been successfully delivered so far, one type is Jinqiao Xitang, which can cover the project construction after recovering the misappropriated funds; The other category is Mingmen Cuiyuan and Hanhai Sinian City, which can be used as collateral for the value of remaining residential or commercial assets, or assets that have been previously mortgaged can be released.
At present, the application for the "guaranteed handover building" bailout fund also has multiple threshold restrictions. For example, Zhengzhou previously set up a 6 billion bailout fund. According to a "project screening requirements" document previously obtained by the reporter from industry insiders in Zhengzhou, the project supported by the bailout fund should meet six requirements, including superior project location, supporting rights confirmation, good reputation of the developer, sufficient residual value, no shareholder disputes, and no seizure or freezing of equity and assets.
An insider from a brand developer outside Zhengzhou told reporters: "After the group's 'thunder' last year, the project level was also affected, and the remaining assets of the project have been mortgaged, which cannot meet the conditions for applying for special loans and relief funds, which is equivalent to no 'living water'." ”
A number of industry insiders also told reporters: "The follow-up promotion of the 'Baojiao Building' still needs more funds, and raising funds, withdrawing funds, and effectively operating funds are still difficult points for Baojiao Building." ”
■ Extension
Henan Province has won two batches of special loans, and has delivered 4,94 suites
Not only in the provincial capital Zhengzhou, but also in other cities in Henan Province, new progress has been made in the first half of this year.
Taking Kaifeng as an example, in January this year, the first project of Kaifeng City's "Baojiao Building" special loan, the fifth phase of Shenghuacheng in Longting District, was officially handed over, with a total of 1 buildings and 10 households delivered. Under the efforts of the local "Baojiao Building" special class in Kaifeng, the project successfully applied for a special loan of 859 million yuan for "Baojiao Building", and resumed work and was delivered at the end of September last year.
At the same time, the reporter learned locally that all districts in Kaifeng are actively declaring and implementing the supporting funds of the "Baojiao Building", and are used to promote the delivery of the "Baojiao Building" project. Taking the Kaifeng Demonstration Zone as an example, as of April this year, the first batch of 4 enterprises had declared special loans of 7.4 million yuan, and had coordinated financial institutions to implement supporting funds of more than 005 million yuan; the second batch of 4 enterprises had declared special loans of 26.10 billion yuan, and the supporting funds had reached about 082 million yuan.
In addition to Kaifeng, the work of "guaranteeing the handover building" in Luoyang, another core city in Henan, has also ushered in progress. According to Henan Daily, since September last year, Luoyang City has successively won two batches of special loans of more than 9.33 billion yuan for "guaranteed delivery of buildings". As of April 4 this year, the first batch of "guaranteed delivery of buildings" projects has delivered a total of 13 projects and 19,9554 housing units, and allocated about 13.6 billion yuan in special loans, ranking first in the province in terms of housing delivery volume and capital allocation rate; the second batch of national special loans has allocated 46 projects, totaling 13.58 billion yuan, of which about 2 million yuan has been allocated to the construction units of 78 projects, and 22 "guaranteed delivery buildings" projects have completed the delivery of 6,1027 housing units.
Based on the data of Henan Province, in terms of the use of special loans, Henan Province has won 453.152 billion yuan in two batches of national special loans, and 68.4 billion yuan has been paid and used. As of April this year, two batches of special loan projects in Henan Province have completed and delivered 4,94 apartments, and nearly 5,90 buyers have obtained real estate property certificates, and it is expected that the delivery can reach 70% by the end of the year, which can complete the target of no less than <>% required by the Ministry of Housing and Urban-Rural Development.
■ Number said
95%
In 2022, in terms of "guaranteeing the delivery of buildings", Zhengzhou will pioneer the "4+1" model for the first time in the country, implement more than 300 billion yuan of support funds, and substantially resume work on more than 95% of the city's "guaranteed delivery buildings" projects; The two types of projects listed in the provincial problem real estate ledger, "difficult to obtain certificates" and "imperfect supporting facilities", were all resolved.
142 pcs
In 2023, all 60 guaranteed delivery projects using the first batch of special loans will be completed and delivered by the end of October; Of the 10 projects using the second batch of special loans, 82% will be completed and delivered by the end of the year. The real estate certification problem real estate projects assigned by the assigned real estate were dynamically cleared before the end of June, and the most of the suspended and unfinished projects were resolved before the end of December.
453.<> billion yuan
In terms of the use of special loans, Henan Province has won 453.152 billion yuan in two batches of special loans from the state, and 68.<> billion yuan has been paid and used.
4,94 sets
As of April this year, four 4,4 suites have been completed and delivered for two batches of special loan projects in Henan Province.
Beijing News reporter Xu Qian (Source: Beijing News)