Beijing, 9 Sep (ZXS) -- According to news from the People's Bank of China on 28 September, Zhang Qingsong, its deputy governor, recently attended and spoke at the 28th China Payment and Clearing Forum in Beijing. He said that China's personal bank account ownership rate has exceeded 95%, higher than the average of middle- and high-income economies, and the mobile payment penetration rate has reached 86%, ranking first in the world.
Zhang Qingsong pointed out that after decades of development, China has formed a wide-ranging, safe and efficient payment and clearing system, and more than 4000,187 commercial banks and <> non-bank payment institutions have effectively met the payment needs of business entities and consumers. As China's payment industry enters a mature period from a period of rapid development, some problems have gradually emerged. We must adhere to the problem-oriented, correct understanding, rational treatment, and the right medicine, and jointly promote the healthy and sustainable development of the industry.
Zhang Qingsong asked that the payment industry should build an orderly market, consolidate the cornerstone of the stable development of the payment industry, and further create a healthy ecology to stimulate the sustainable development of the payment industry.
Specifically, the first is to strengthen industry planning and design, face deep-seated institutional and institutional problems, and dredge up silt and blocking points that restrict the development of the industry.
Second, speed up the transformation of the concept of development. Large commercial banks and leading payment institutions should play the role of "leading geese" and strive to become benchmark enterprises with compliance development, demonstration and leadership, industry respect and international competitiveness. Payment institutions should strengthen corporate governance, improve governance structure, standardize shareholder behavior, and strengthen internal supervision. Clearing institutions should effectively play a role in supporting national decision-making and deployment and major planning.
The third is to actively cultivate a global perspective. On the basis of doing a good job in overseas payment services for Chinese residents, we should provide "Chinese solutions" that meet the payment needs of local residents. Continue to enhance the convenience and competitiveness of China's payment and clearing services, and provide convenient payment services for overseas visitors to China. (End)